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Private Health Insurance Price Rise Protector

Terms and conditions

  1. To be eligible for a Price Rise Protector Amount payment:
    • The Eligible Customer must supply to No Worries a copy of their health insurance renewal notice (Renewal Notice) by email to priceriseprotector@noworries.com.au by no later than June 30th of the Qualifying Year;
    • The Renewal Notice must evidence a Price Rise; and
    • Throughout the Qualifying Year: (a) the level of coverage and name of the Qualifying Health Insurance Policy must stay the same; and (b) the Qualifying Health Insurance Policy must not be in arrears or cancelled.
  2. The Price Rise Protector Amount will be paid by No Worries in 4 quarterly payments each equivalent to one quarter of the Price Rise Protector Amount. The first quarterly payment will be made on or around July 31st. Payments will be made to the Eligible Customer’s nominated bank account.
  3. Limit of 1 Price Rise Protector per Qualifying Health Insurance Policy.
  4. Limit of 1 Price rise Protector per named policy holder every 5 years
  5. Does not apply to annual payments made before April 1st.
  6. Does not apply to Qualifying Health Insurance Policies, the status of which, No Worries is unable to verify.
  7. Definitions:
    • Base Monthly Premium is the monthly amount payable by the Eligible Customer under the Qualifying Health Insurance Policy, when first purchased.
    • Eligible Customer means a named insured persons on a Qualifying Health Insurance Policy.
    • New Base Monthly Premium means the first monthly payment made in April of the Qualifying Year by the Eligible Customer for the Qualifying Health Insurance Policy.
    • No Worries is a trading name of Comparison Pty Ltd
    • No Worries Website means NoWorries.com.au.
    • Price Rise means an increase in the Base Monthly Premium as of April 1 during the Qualifying Year.
    • Price Rise Protector Amount is the difference between the New Base Monthly Premium and the Base Monthly Premium multiplied by 12.
    • Qualifying Health Insurance Policy means the first health insurance policy purchased through the No Worries Website or No Worries call centre that covers an Eligible Customer during the Qualifying Period. Policies bought through any other website, broker, comparison site or direct with a health insurer are expressly excluded.
      Price Rise Protector is in no way connected to or funded by your health insurance fund and is only available through ‘No Worries’ a trading name of Comparison Pty Ltd
    • Qualifying Period means any period that the Price Rise Protector has been advertised as being in effect on the No Worries website.
    • Qualifying Year means the 12 months from the start date of the Qualifying Health Insurance Policy.
  8. These terms and conditions shall be governed by and construed in accordance with the laws of the State of Victoria, Australia and the parties irrevocably submit to its exclusive jurisdiction.